Hania Meshref

Hania advises a wide range of borrowers, lenders, commercial banks, multilateral financial institutions, project developers and sponsors on domestic and cross-border transactions during all stages of development and financing of major projects with a particular focus real estate and energy, mining and infrastructure projects including but not limited to renewable energy and CCUS transactions and advisory work.

Hania is part of the team spearheading the Cairo office's efforts in the financial services sector and has advised a series of payment solutions and financial technology companies particularly in relation to payment services, digital banking, BNPL services and microfinance services.

• Acted as lenders' legal counsel on the US Dollar tranche of a dual tranche multi-currency facility comprised of a US Dollar (USD 84 million) and an Egyptian Pound tranche (EGP 2,800 million) made available to Giza Systems and VAS Integrated Solutions, ultimate subsidiaries of Saudi Telecom Company. This ground-breaking Sharia-compliant syndicated facility which will further support the Giza System Group's expansion plans.
• Acted for IFC as lender in respect of a USD 234,000,000 facilities agreement for Banque Misr SAE to finance its lending to eligible sub-borrowers, supported with funding made available by the Global Small and Medium Enterprise Finance Facility undertaken by IFC in partnership with other multilateral and bilateral partners, including with support from the United Kingdom, acting through the Foreign, Commonwealth & Development Office for Trust Fund No. TFC-6 and the Netherlands acting through the Minister for Foreign Trade and Development Cooperation for Trust Fund No. TFC-6B, to help expand financing to small and medium enterprises on a sustainable basis, and with a 50% carve out for women owned MSME businesses.
• Acted as Egyptian law and English law counsel to the National Bank of Egypt as a facility agent and a syndicate of 24 banks, in relation to extending an EGP 8 billion financing to Evergrow for Specialized Fertilizers, a leading local and regional company in the specialized fertilizers field. The EGP 8 billion long-term facility is intended to refinance the existing short-term loans for Evergrow as well as its operating expenses and it was divided into four tranches, including a USD tranche. (Won Best Local Currency Loan in Africa AND Best Restructuring in EMEA by EMEA Finance Achievement Awards 2022).
• Represented an Egyptian company works in the field of producing phosphate ore in connection with the project development and project financing of a phosphoric acid manufacturing complex project in Abu Tartour, New Valley governorate, at a cost of about USD 842 million.
• Represented AMEA Power in connection with the finance and development of a 500MW solar plant in Aswan and a 500MW wind farm in Gulf of Suez on BOO basis.
• Represented an Egyptian real estate company in connection with obtaining an LG Facility from Commercial International Bank - Egypt. The facility shall be utilized to issue the LGs required under the revenue sharing agreement entered into by the client with respect to its project located in North Coast and known as June, including drafting and negotiating the facility agreement and the other finance documents.
• Representing a regional energy and water sector investment management firm in connection with the acquisition of 24% of the share capital of a Dutch holding company working in the field of solar energy.
• Representing six Egyptian banks in connection with the restructure and increase of the facilities granted to a leading Egyptian propylene and polypropylene producer, including drafting and negotiating all the restructuring and amendment documents as well as structuring the security package for the lenders.